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> PayPal as a gift payment??

bob_TCC
post Sep 8 2009, 09:13 AM
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QUOTE(metsfan2427 @ Sep 8 2009, 10:08 AM)
correct. money is usually the number 1 concern of the company.
*



Would you want profitability to be a minimal concern for a company? If it's the company that pays your salary, would you still hope that they aren't worried about collecting the fees associated with their products and/or services?

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metsfan2427
post Sep 8 2009, 09:15 AM
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QUOTE(Gsil84 @ Sep 8 2009, 10:11 AM)
Again....

I'm just asking...  One other thing we have not talked about is what will TCC do if things go wrong with gift payments used on transactions??

Will both members be in trouble? One for not sending and the other for using Paypal in the wrong way??

Should that be a rule on TCC??

Anyone using Paypal or any service to pay for transactions in the wrong way will be open to punishment under TCC's guidelines...

We all know this is going to be an issue.. Lets work it out before it becomes to big..
*


i don't think a rule with stop people from doing it.
maybe a pinned topic warning people. that there is no protection with this payment


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metsfan2427
post Sep 8 2009, 09:18 AM
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QUOTE(bob_TCC @ Sep 8 2009, 10:13 AM)
Would you want profitability to be a minimal concern for a company?  If it's the company that pays your salary, would you still hope that they aren't worried about collecting the fees associated with their products and/or services?

-Bob
*


Bob,
i don't think you get what i am saying. I am not saying everything should be free.
I don't completely agree with the paypal fees. But you pay for what you get.
Currently paypal is the easiest way and safest to pay for online transactions.


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urbanmonk
post Sep 8 2009, 09:38 AM
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Paypal has that option so you can send friends/family money w/o being charged for gift. If it is continually abused, they will figuire out that John Doe is getting way too many gifts every month, and they will just remove that option so that everyone that recieves money is now charged. So is that fair to folks wanting to use it that way?

QUOTE
They get your money, they don't care anymore.. They already have your money.


Companies like that don't stay in business very long. I don't know about the rest of you but if I have enough bad experiences I will no longer spend my money on a company when there is plenty of other companies providing that service. Same as when you have a good experience you will tell a handful of people, when you have a bad experience you will tell those same people and a bunch of other people (many times what you would tell if a good experience), as it is human nature.

QUOTE
One other thing we have not talked about is what will TCC do if things go wrong with gift payments used on transactions??


I don't make the rules. But to me it is like safety guards on machines at work, you can only protect people from doing something stupid to a certain extent (granted with those kind of safetys OSHA makes you go overboard). But to me if folks don't want to follow things that are their to help them, then they are on their own as they are not helping us help them at all (making it much more difficult) so my time will be spent elsewhere it is needed. If folks don't care about the risk they added, then I guess they don't mine the extra consequences that go with it either and have no place to complain.


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post Sep 8 2009, 10:40 AM
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QUOTE(urbanmonk @ Sep 8 2009, 08:38 AM)

Paypal has that option so you can send friends/family money w/o being charged for gift.  If it is continually abused, they will figuire out that John Doe is getting way too many gifts every month, and they will just remove that option so that everyone that recieves money is now charged.  So is that fair to folks wanting to use it that way?

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Dwight is exactly right! So once again those trying to get something for nothing will cost the rest of us money that are trying to do what is right. That is America folks!


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bob_TCC
post Sep 8 2009, 10:46 AM
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QUOTE(metsfan2427 @ Sep 8 2009, 10:18 AM)
i don't think you get what i am saying. I am not saying everything should be free.
I don't completely agree with the paypal fees. But you pay for what you get.
Currently paypal is the easiest way and safest to pay for online transactions.
*



James,

Thanks for making your view on the subject clear. wink.gif

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bob_TCC
post Sep 8 2009, 10:51 AM
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QUOTE(Gsil84 @ Sep 8 2009, 10:11 AM)
I'm just asking...  One other thing we have not talked about is what will TCC do if things go wrong with gift payments used on transactions??

Will both members be in trouble? One for not sending and the other for using Paypal in the wrong way??

Should that be a rule on TCC??

Anyone using Paypal or any service to pay for transactions in the wrong way will be open to punishment under TCC's guidelines...

We all know this is going to be an issue.. Lets work it out before it becomes to big..
*



As mentioned earlier, we're simply not going to condone the use of personal payments for transactions that are clearly outside the scope of the acceptable use cases listed at this location on PayPal's web site.

So, I've already begun to inform sellers that they need to refrain from requesting personal payments for purchases. If a member continues that practice despite being asked to stop, it will be addressed. wink.gif

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Gsil84
post Sep 8 2009, 11:29 AM
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QUOTE(bob_TCC @ Sep 8 2009, 10:51 AM)
As mentioned earlier, we're simply not going to condone the use of personal payments for transactions that are clearly outside the scope of the acceptable use cases listed at this location on PayPal's web site.

So, I've already begun to inform sellers that they need to refrain from requesting personal payments for purchases.  If a member continues that practice despite being asked to stop, it will be addressed.  wink.gif

-Bob
*


Thats good to know.. That way if someone asks for a gift payment for a transaction know I have the backing of TCC when I say I will not send the payment that way.. Not that i need it but it's still good to know that you guys are doing whats best for the members on the site..

I think this has been a very good thread..


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post Sep 8 2009, 11:46 AM
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QUOTE(Gsil84 @ Sep 8 2009, 11:29 AM)
Thats good to know.. That way if someone asks for a gift payment for a transaction know I have the backing of TCC when I say I will not send the payment that way.. Not that i need it but it's still good to know that you guys are doing whats best for the members on the site..

I think this has been a very good thread..
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post Sep 10 2009, 04:59 PM
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There is a simple solution to the PayPal fee problem that doesn't break their terms of service. As long as your not a big time card dealer (under $500 per month), just make a personal account when making your PayPal account. There are no fees on any transaction, and you are still allowed to take 5 credit card payments per month.
Even if you expand past getting paid $500 a month on PayPal, you can always move your account up to Premier free, fast, and easy. Basically, if you are planning on nickel and diming PayPal on their fees, you probably aren't doing enough business to warrant anything more than a Personal account anyway, so you should just sign up for Personal and get no fees the fair and easier way.


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benshobbies
post Sep 10 2009, 07:13 PM
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QUOTE(bob_TCC @ Sep 7 2009, 10:47 PM)
Brian,

This isn't just about their conflict resolution services.  That's an important component of this discussion as well though, but we can discuss that in more detail later.

You are using a service that allows you to transfer money between accounts electronically.  That service allows you to exchange funds in seconds from the comfort of your home.  That service allows you to avoid paying the fees associated with purchasing a money order.  That service allows you to avoid paying the postage necessary to mail cash, a money order or a check.  That service helps you avoid the risk involved with mailing such payment types.  PayPal believes that the service has some value.  Therefore, PayPal charges fees for that service.

-Bob
*



And I, as a loyal Paypal customer am willing to take them. Since when does any other service allow you to take money from someone's Canadian bank account, and transfer it to an American bank account? Or much more so, than allowing me to pay $4.00 for a computer part that someone has in Hong Kong, without me having to buy Chinese money?!


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northicehero99
post Oct 1 2009, 11:49 AM
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QUOTE(bob_TCC @ Sep 8 2009, 10:51 AM)
As mentioned earlier, we're simply not going to condone the use of personal payments for transactions that are clearly outside the scope of the acceptable use cases listed at this location on PayPal's web site.

So, I've already begun to inform sellers that they need to refrain from requesting personal payments for purchases.  If a member continues that practice despite being asked to stop, it will be addressed.  wink.gif

-Bob
*


Just wanted to make this topic visible for any new members not familiar with the "gift" function of paypal, and TCC's opinion on the use of that function.



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bluechip
post Oct 1 2009, 11:57 AM
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QUOTE(bob_TCC @ Sep 7 2009, 11:34 PM)
If that method is used for accepting payments for purchases (as defined by PayPal), please explain how that is not being deceptive in order to use a service without paying for that service.  unsure.gif
There's a logical reason why the shipping tools work that way...  Why are you shipping packages related to gifts or personal payments?  Reference my comments from above.  wink.gif

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I agree with your statements, but it can be viewed as an exchange of gifts by the 2 parties.


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post Oct 1 2009, 12:27 PM
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i see tons of people bashing people about pack search, why not bash people for stealing, or lying? isn't that what you are doing when you pack search?? we all hate the fees, i think eBay/and paypal fees are a tad high, i sold around 140 worth of coins on ebay, and the paypal/eBay fees together were around 20 bucks, i think that's a lot for 140 bucks, but i paid it.

also i believe if you have money on your paypal acct and you send it as a payment, i think there is no fees. im not 100% sure on this though, so don't take my word for it. maybe if we could contact paypal and see if they would work with us on lower fees or since we do bring them a lot of business. most likely they wont but its worth a shot.

so man up, pay the fees, stop lying, cheating, stealing, and pack searching laugh.gif laugh.gif


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post Oct 1 2009, 12:36 PM
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Here is my two cents....

I would never send payment as a gift if the deal was over $15 or if I didnt know or have a relationship with the seller....

With that said I have and will continue to send payments as gifts in the future if A. I know the seller and have dealt with him previously or B. the amount is less than $15.

I sell just as much as I buy/trade here and elsewhere... At the end of the month when you add up all the fees you incur on ebay/paypal etc it does take a chunk of your profit. I have no problem spending a few extra cents to help a seller out with fees.

I did not always have this outlook on the matter..... After receiving around 10 payments from various sites(All under$10) as gifts(their choice) it made me smile and think to myself..... Heck, a few more cents wont hurt me.



Alot of you guys make some valid points though... I would never request a payment be sent as a gift. That is your choice. Also, Id never send payment as a gift for anything high end or when buying in bulk. There is no protection for either of the parties involved......

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post Oct 1 2009, 12:40 PM
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QUOTE(Ilovetheheat @ Oct 1 2009, 12:36 PM)
Here is my two cents....

I would never send payment as a gift if the deal was over $15 or if I didnt know or have a relationship with the seller....

With that said I have and will continue to send payments as gifts in the future if A. I know the seller and have dealt with him previously or B. the amount is less than $15.

I sell just as much as I buy/trade here and elsewhere... At the end of the month when you add up all the fees you incur on ebay/paypal etc it does take a chunk of your profit. I have no problem spending a few extra cents to help a seller out with fees.

I did not always have this outlook on the matter..... After receiving around 10 payments from various sites(All under$10) as gifts(their choice) it made me smile and think to myself..... Heck, a few more cents wont hurt me.
Alot of you guys make some valid points though... I would never request a payment be sent as a gift. That is your choice. Also, Id never send payment as a gift for anything high end or when buying in bulk. There is no protection for either of the parties involved......

Take Care.
-Jeremy
*




so its ok to steal a candy bar because its only $1. but not ok to steal a car, because its $25,000. stealing is stealing no matter how big or small it is. blink.gif blink.gif blink.gif

or its ok to steal from someone who has a lot of money, but its not cool to steal from someone who is poor.

just makes no since to me. unsure.gif


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**MY WANTS**
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-2001-2006 topps tix super tix superbowl ticket stub cards and auto version.
-Colts Super Bowl tickets from any Super Bowl they played in. Prefer full tickets but would be open to stubs as well. Only tickets from the Manning ERA!
-A Super Bowl ticket or stub from the AZ Cardinals and Steelers.
-Any full ticket or stub that has Edgerrin James on it!
-Edgerrin James- Mostly rarer stuff. Also odd ball type items.
-Javarris James- Mostly rarer stuff. Also odd ball type items.
-Any checklist that has Edgerrin or Javarris James name on it!
-Any cards of the actors from Married With Children.
-Ice-T auto- From Razor.
-Some of the Celebrity GU and autos. Mostly famous movie actors I like. Nothing super high end.

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degibson84
post Oct 1 2009, 01:02 PM
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QUOTE(Gsil84 @ Sep 7 2009, 11:35 PM)
I dont use Paypal shipping becuase mine has not worked for about 6 months. I have called them a few times and they have never got it to work..

Bob Im just asking.. To me Paypal is like my bank.. I have money in it and they pay me no intrest.. But still use my money just like a bank.. So that is my fees.

I was also trying to find out what people think..
*


paypal does have a money market fund that earns you a very small percent of interest. im not sure the deatails but i have thought about it as i keep my card spending money there so i dont have to use the bank account.


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Ilovetheheat
post Oct 1 2009, 01:20 PM
Post #58

Et tu America?
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QUOTE(edgerrin32 @ Oct 1 2009, 01:40 PM)
so its ok to steal a candy bar because its only $1. but not ok to steal a car, because its $25,000. stealing is stealing no matter how big or small it is. blink.gif blink.gif blink.gif

or its ok to steal from someone who has a lot of money, but its not cool to steal from someone who is poor.

just makes no since to me. unsure.gif
*


If beating the system of a billion dollar company to save a fellow collector a few cents is stealing.......... Then consider me a thief!

Our banks, credit companies and government steal from us daily. Me getting over on a few cents to help another collector does not prevent me from sleeping at night brother. I like to believe I am a man of values/morals and ethics. Stealing in this situation is subjective. One mans terrorists is the next mans freedom fighter.

Suggesting we shouldnt use the gift option when sending a payment for protection issues is a valid argument. Saying we shouldnt because we are stealing is hilarious IMO. Pay Pal was bought by ebay a while back for $1.5 billion.... They get no sympathy from me. IMHO they are raping and extorting us who make a living solely online!

Take Care.
-Jeremy

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edgerrin32
post Oct 1 2009, 01:48 PM
Post #59

TCC's mr. talk a lot! :)>
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QUOTE(Ilovetheheat @ Oct 1 2009, 01:20 PM)
If beating the system of a billion dollar company to save a fellow collector a few cents is stealing.......... Then consider me a thief!

Our banks, credit companies and government steal from us daily. Me getting over on a few cents to help another collector does not prevent me from sleeping at night brother. I like to believe I am a man of values/morals and ethics. Stealing in this situation is subjective. One mans terrorists is the next mans freedom fighter.

Suggesting we shouldnt use the gift option when sending a payment for protection issues is a valid argument. Saying we shouldnt because we are stealing is hilarious IMO. Pay Pal was bought by ebay a while back for $1.5 billion.... They get no sympathy from me. IMHO they are raping and extorting us who make a living solely online!

Take Care.
-Jeremy
*




is losing a few cent now and them going to bankrupt them. NO. but its still, wrong. i was raised not to steal, no matter if its little or big. and yes we all get cheated everyday. did you know that it cost cell phone companies nothing to send text messages!! but they still charge for it. and the government is looking at stepping in on this were it would be free. so if we get cheated its ok to cheat??? a eye for a eye make the world blind. pokey.gif


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Ilovetheheat
post Oct 1 2009, 01:56 PM
Post #60

Et tu America?
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QUOTE(edgerrin32 @ Oct 1 2009, 02:48 PM)
so if we get cheated its ok to cheat??? a eye for a eye make the world blind.  pokey.gif
*


I never said either of those.

I stand by my post on this issue. Pay Pal is raping simple average folks who make a living online. Cheating them out of a few cents is my form of giving them the finger.

Take care.
-Jeremy

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