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> PayPal as a gift payment??

Gsil84
post Sep 7 2009, 10:25 PM
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Is this wrong?? I have had alot of people ask me to send payment as a gift.. I have no problem doing it. But Some people are getting a hard time for doing it.
But I know I spend money on Shipping and packing the cards. And always give a better deal when not using Paypal.. So Im trying to save people money by taking gift payments. Including myself..If I ever do.

To me Paypal offers me no protection. I have had several deals where Paypal was wrong and still went with the wrong end of the deal..

I have money in my Paypal account and they pay me no interest. So what service are they providing me?? That I'm not paying for??

Just like to know that other people think.. Thanks..


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bob_TCC
post Sep 7 2009, 10:28 PM
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Brian,

I'll simply copy and paste the response that I just posted in a transaction...

If a seller is going to use a payment service such as PayPal to make it easy to collect payments, then the seller needs to be willing to accept the fees that are associated with using that service. If the seller isn't willing to accept those fees, then they should find another way of collecting payments. Honestly, we're simply not going to condone the use of personal payments for transactions that are clearly outside the scope of the acceptable use cases listed at this location on PayPal's web site.

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coltsfan23
post Sep 7 2009, 10:29 PM
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I find Paypal quite useful and the gift option is cool in that when receiving payments, it doesn't take any fees away from you.

Your post doesn't make any sense to me. Half of it is incoherent and the other half, I just simply disagree with. To each his own, I guess.

Oh, and I also use paypal shipping, which is very helpful, but with gifts, you have to type in the address and print the label. You can't just go under "print label" next to the payment when receiving payment as a gift.


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bob_TCC
post Sep 7 2009, 10:34 PM
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QUOTE(coltsfan23 @ Sep 7 2009, 11:29 PM)
I find Paypal quite useful and the gift option is cool in that when receiving payments, it doesn't take any fees away from you.
*



If that method is used for accepting payments for purchases (as defined by PayPal), please explain how that is not being deceptive in order to use a service without paying for that service. unsure.gif

QUOTE(coltsfan23 @ Sep 7 2009, 11:29 PM)
Oh, and I also use paypal shipping, which is very helpful, but with gifts, you have to type in the address and print the label. You can't just go under "print label" next to the payment when receiving payment as a gift.
*



There's a logical reason why the shipping tools work that way... Why are you shipping packages related to gifts or personal payments? Reference my comments from above. wink.gif

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Gsil84
post Sep 7 2009, 10:35 PM
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QUOTE(coltsfan23 @ Sep 7 2009, 10:29 PM)
I find Paypal quite useful and the gift option is cool in that when receiving payments, it doesn't take any fees away from you.

Your post doesn't make any sense to me. Half of it is incoherent and the other half, I just simply disagree with. To each his own, I guess.

Oh, and I also use paypal shipping, which is very helpful, but with gifts, you have to type in the address and print the label. You can't just go under "print label" next to the payment when receiving payment as a gift.
*


I dont use Paypal shipping becuase mine has not worked for about 6 months. I have called them a few times and they have never got it to work..

Bob Im just asking.. To me Paypal is like my bank.. I have money in it and they pay me no intrest.. But still use my money just like a bank.. So that is my fees.

I was also trying to find out what people think..


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coltsfan23
post Sep 7 2009, 10:37 PM
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QUOTE(bob_TCC @ Sep 7 2009, 09:34 PM)
If that method is used for accepting payments for purchases (as defined by PayPal), please explain how that is not being deceptive in order to use a service without paying for that service.   unsure.gif

There's a logical reason why the shipping tools work that way...  Why are you shipping packages related to gift or personal payments?  Reference my comments from above.   wink.gif

-Bob
*



I'm not saying it's not deceptive per se. I've never sent a payment to someone else via gift if it wasn't intended for that purpose. However, I have no problem receiving it as a gift if the buyer is willing to as I save on fees that way.

And I know there's a logical reason for that, Bob. There's also a reason why there's little to no protection when money is sent as a gift. I'm not sure as to why you feel as if I'm ignorant on these matters. I just felt the need to add that little tidbit as it pertained to the thread. No need to talk down...


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Gsil84
post Sep 7 2009, 10:38 PM
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Sorry I think I got something started..


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IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

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bob_TCC
post Sep 7 2009, 10:38 PM
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QUOTE(Gsil84 @ Sep 7 2009, 11:35 PM)
Bob Im just asking.. To me Paypal is like my bank.. I have money in it and they pay me no intrest.. But still use my money just like a bank.. So that is my fees.
*



Brian,

Many banks have fees associated with their accounts - e.g., ATM fees and more. Just like PayPal, you know those fees when you decide to use their services. If you don't want to pay the fees, find another service provider that doesn't have the fees.

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Gsil84
post Sep 7 2009, 10:40 PM
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Im sorry but to me Paypal doesnt offer any protection anyways. I have seen alot of times where one person is wrong and Paypal still sides with that person.


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My Trade Ratings...
TCCentral 167 Trades
SCForum 320 Trades
SCFreaks 4 Trades

IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

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Gsil84
post Sep 7 2009, 10:43 PM
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QUOTE(bob_TCC @ Sep 7 2009, 10:38 PM)
Brian,

Many banks have fees associated with their accounts - e.g., ATM fees and more.  Just like PayPal, you know those fees when you decide to use their services.  If you don't want to pay the fees, find another service provider that doesn't have the fees.

-Bob
*


I guess thats why I bank at my bank. Everything is free.. I'm not trying to be rude. But Im asking..


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My Trade Ratings...
TCCentral 167 Trades
SCForum 320 Trades
SCFreaks 4 Trades

IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

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bob_TCC
post Sep 7 2009, 10:47 PM
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QUOTE(Gsil84 @ Sep 7 2009, 11:40 PM)
Im sorry but to me Paypal doesnt offer any protection anyways. I have seen alot of times where one person is wrong and Paypal still sides with that person.
*



Brian,

This isn't just about their conflict resolution services. That's an important component of this discussion as well though, but we can discuss that in more detail later.

You are using a service that allows you to transfer money between accounts electronically. That service allows you to exchange funds in seconds from the comfort of your home. That service allows you to avoid paying the fees associated with purchasing a money order. That service allows you to avoid paying the postage necessary to mail cash, a money order or a check. That service helps you avoid the risk involved with mailing such payment types. PayPal believes that the service has some value. Therefore, PayPal charges fees for that service.

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My trade lists: Baseball | Basketball | Football | Hockey | Racing | Everything
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bob_TCC
post Sep 7 2009, 10:51 PM
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QUOTE(Gsil84 @ Sep 7 2009, 11:43 PM)
I guess thats why I bank at my bank. Everything is free.. I'm not trying to be rude. But Im asking..
*



Understood, Brian.

That same freedom exists when deciding what payment methods to accept for online transactions though. So, I'm simply suggesting that members either need to pay the fees associated with the service or find another way to accept methods. Using deception to avoid the fees while still using the service doesn't seem like an acceptable option.

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Gsil84
post Sep 7 2009, 10:52 PM
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QUOTE(bob_TCC @ Sep 7 2009, 10:47 PM)
Brian,

This isn't just about their conflict resolution services.  That's an important component of this discussion as well though, but we can discuss that in more detail later.

You are using a service that allows you to transfer money between accounts electronically.  That service allows you to exchange funds in seconds from the comfort of your home.  That service allows you to avoid paying the fees associated with purchasing a money order.  That service allows you to avoid paying the postage necessary to mail cash, a money order or a check.  That service helps you avoid the risk involved with mailing such payment types.  PayPal believes that the service has some value.  Therefore, PayPal charges fees for that service.

-Bob
*


I'm just asking.. I dont pay for Money Orders at my bank.. And can also send money via my bank free.. I wanted to know what people thought about it.. I like talking about these kind of things..


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SCForum 320 Trades
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IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

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Gsil84
post Sep 7 2009, 10:54 PM
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I guess when your taking payments you cant diecide how they send the money.. Right??


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My Trade Ratings...
TCCentral 167 Trades
SCForum 320 Trades
SCFreaks 4 Trades

IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

Always looking for National Treasures Hofer Autos

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bob_TCC
post Sep 7 2009, 11:01 PM
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QUOTE(coltsfan23 @ Sep 7 2009, 11:37 PM)
However, I have no problem receiving it as a gift if the buyer is willing to as I save on fees that way.
*



Have you ever requested that someone send a personal payment for a purchase?

QUOTE(coltsfan23 @ Sep 7 2009, 11:37 PM)
I'm not sure as to why you feel as if I'm ignorant on these matters. I just felt the need to add that little tidbit as it pertained to the thread. No need to talk down...
*



Ankesh,

I didn't suggest that you were ignorant and I didn't talk down to you. Honestly, you need to lose the tendency to always assume that others are looking to "start something" with you. wink.gif

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bob_TCC
post Sep 7 2009, 11:06 PM
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QUOTE(Gsil84 @ Sep 7 2009, 11:54 PM)
I guess when your taking payments you cant diecide how they send the money.. Right??
*



Brian,

I'd agree with that statement. However, I'd certainly suggest that most buyers would choose the PayPal payment options that are most relevant to the reason they are sending money. From what I've been seeing recently, buyers are generally only sending personal payments when the sellers are specifically requesting that they do so.

Just to be clear... If anyone asks me to send a payment for a purchase using the personal payment option, I will let them know that I am not willing to send payment in that way. They can either accept the proper type of payment or I will spend my money elsewhere.

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My trade lists: Baseball | Basketball | Football | Hockey | Racing | Everything
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post Sep 7 2009, 11:44 PM
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Doesnt paypal offer interest on the balance? I know mine does (Premier account)...and as for your issue as to paypal siding with wrong people, if you do things PAYPAL'S ways, then you will always win (e.g. tracking numbers w/ insurance - and pictures of the item for example)...


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Gsil84
post Sep 8 2009, 12:12 AM
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QUOTE(wildboyz_211 @ Sep 7 2009, 11:44 PM)
Doesnt paypal offer interest on the balance? I know mine does (Premier account)...and as for your issue as to paypal siding with wrong people, if you do things PAYPAL'S ways, then you will always win (e.g. tracking numbers w/ insurance - and pictures of the item for example)...
*


Sure do things there way. But if someone says they didnt get the card or If I say the card is damaged and prove it. They always seem to go for the other guy.. Maybe its just me??

This is why I like to talk about things.. I learn and so do others.. Not trying to be rude. Just asking. Maybe I was wrong to do that?


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My Trade Ratings...
TCCentral 167 Trades
SCForum 320 Trades
SCFreaks 4 Trades

IF YOU ONLY TRADE. GM FOR GM/ AUTOS FOR AUTOS and BASE FOR BASE. PLEASE TELL ME

Always looking for National Treasures Hofer Autos

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bob_TCC
post Sep 8 2009, 12:20 AM
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Brian,

I don't believe anyone has suggested that you're being rude or were wrong for posting this topic. To the contrary, I think this is a topic that needs to be discussed.

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My trade lists: Baseball | Basketball | Football | Hockey | Racing | Everything
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Gsil84
post Sep 8 2009, 12:28 AM
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QUOTE(bob_TCC @ Sep 8 2009, 12:20 AM)
Brian,

I don't believe anyone has suggested that you're being rude or were wrong for posting this topic.  To the contrary, I think this is a topic that needs to be discussed.

-Bob
*


I think its good to talk about these things also.. One of the things not brought up in this is that you cant protest a gift. So if you send someone a gift payment and they dont send your out the money with no protection..


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